Coverage Codes
Commercial Property
1000. Commercial Property
1001. Builders Risk – Commercial
1002. Business Income
1003. Apartments – Commercial
1004. Boiler and Machinery
1005. Commercial Package
1006. Condominium Package – Commercial
1007. Crop Hail
1008. Difference In Conditions
1009. Earthquake
1010. Flood – Commercial
1011. Glass – Commercial
1012. Mortgagee Impairment
1013. Windstorm and/or Hail – Commercial
1014. Mold Coverage – Commercial
1015. Sinkhole Coverage – Commercial
1016. Excess Flood – Commercial
1017. Collateral Protection (Force Placed Coverage)
1018. Fire
Residential Property
2000. Homeowners – HO-1
2001. Homeowners – HO-2
2002. Homeowners – HO-3
2003. Homeowners – HO-4 – Tenant
2004. Homeowners – HO-5
2005. Homeowners – HO-6 – Condo Unit Owners
2006. Homeowners – HO-8
2007. Builders Risk – Residential
2008. Flood – Personal
2009. Dwelling Property
2010. Farmowners Multi-Peril
2011. Mobile Homeowners
2012. Windstorm – Residential
2013. Mold Coverage – Residential
2014. Sinkhole Coverage – Residential
2015. Excess Flood – Personal
Ocean Marine
3000. Marina Operators Legal Liability – Taxable
3001. Marine Liabilities Package – Taxable
3002. Ocean Marine – Hull and/or Protection & Indemnity
3003. Ocean Cargo Policy
3004. Ship Repairers Legal Liability
3005. Stevedores Legal Liability
3006. Personal & Pleasure Boats & Yachts
3007. Ocean Marine Builders Risk
3008. Longshoremen (Jones Act)
3010. Marina Operators Legal Liability – Non-Taxable
3011. Marine Liabilities Package – Non-Taxable
Inland Marine
4000. Inland Marine – Commercial
4001. Inland Marine – Personal
4002. Motor Truck Cargo
4003. Jewelers Block
4004. Furriers Block
4005. Contractors Equipment
4006. Electronic Data Processing
Liability
5000. Commercial General Liability
5001. Commercial Umbrella Liability
5002. Directors & Officers Liability – Profit
5003. Directors & Officers Liability – Non-Profit
5004. Educator Legal Liability
5005. Employment Practices Liability
5006. Excess Commercial General Liability
5007. Excess Personal Liability
5008. Liquor Liability
5009. Owners & Contractors Protective
5010. Personal Umbrella
5011. Personal Liability
5012. Pollution & Environment Liability
5013. Product & Completed Operations Liability
5014. Public Officials Liability
5015. Police Professional Liability
5016. Media Liability
5017. Railroad Protective Liability
5018. Asbestos Removal & Abatement
5019. Guard Service Liability
5020. Special Events Liability
5021. Miscellaneous Liability
5022. Cyber Liability
Medical Malpractice
6000. Hospital Professional Liability
6001. Miscellaneous Medical Professionals
6002. Nursing Home Professional Liability
6003. Physician/Surgeon, Dentist Professional Liability
Errors & Omissions
7000. Architects & Engineers Liability
7001. Insurance Agents & Brokers E&O
7002. Lawyers Professional Liability
7003. Miscellaneous E&O Liability
7004. Real Estate Agents E&O
7005. Software Design Computer E&O
Automobile Coverages
8000. Commercial Auto Liability
8001. Commercial Auto Excess Liability
8002. Commercial Auto Physical Damage
8003. Dealers Open Lot
8004. Garage Liability
8005. Garage Keepers Legal
8006. Private Passenger Auto – Physical Damage Only
8007. Personal Excess Auto Liability
Aircraft
9000. Commercial Aircraft Hull and/or Liability
9001. Airport Liability
9002. Aviation Cargo
9003. Aviation Product Liability
9004. Hangarkeepers Legal Liability
9005. Personal & Pleasure Aircraft
Crime
1100. Bankers Blanket Bond
1101. Blanket Crime Policy
1102. Employee Dishonesty
1103. Identity Theft
1104. Deposit Forgery
1105. Miscellaneous Crime
Miscellaneous
1200. Accident & Health
1201. Credit Insurance
1202. Animal Mortality
1203. Mortgage Guaranty
1204. Worker’s Compensation – Excess Only
1205. Product Recall
1206. Kidnap/Ransom
1207. Surety
1208. Weather Insurance
1209. Prize Indemnification
1210. Travel Accident
1211. Terrorism
1212. Fidelity
1214. Parametric/Index-Based Coverage – Commercial
1215. Parametric/Index-Based Coverage – Personal