The purpose of this program is to ensure brokers are meeting statutory requirements for policy filing and tax remittance, while also providing educational assistance to strengthen compliance practices across the Georgia surplus lines market. Compliance reviews will verify that:
Reviews may be conducted on-site at the broker’s office or as a remote (desk) audit, depending on circumstances and mutual agreement. Brokers selected for review will receive advance notice and detailed instructions to prepare the required records.
Compliance reviews may be scheduled on a routine basis, at random, or as a result of identified reporting discrepancies. In many cases, reviews result in either no findings or minor corrections.
However, significant non-compliance may be referred to GA OCI for further action.
Compliance reviews are designed not only to verify accuracy and compliance but also to serve as an educational tool. They provide brokers and their staff with feedback, clarification, and resources to ensure filings are completed efficiently and in alignment with Georgia law.
A Notice of Intent will be sent to the broker via email as advance notification of an upcoming
review. Within 5–7 days, a SLIP+ analyst will contact the broker to schedule the review date.
Reviews may take place on-site at the broker’s office or remotely. If multiple licensed brokers work in the same office, GA OCI may coordinate reviews simultaneously to reduce business interruptions.
Once a review date is established, the assigned analyst will provide a detailed list of policies and transactions selected for review and a Compliance Review Preparation Checklist to assist the broker with preparation for the review.
Records may include, but are not limited to:
If the review is conducted at the broker’s office, brokers must provide:
Brokers will receive a written report of findings within 14 days of the date the review is completed. Brokers are expected to respond to any variances noted. Findings serve both as corrective direction and as an educational resource for brokers and agency staff.
Compliance reviews will take place on a routine cycle, every three (3) years, as part of the normal oversight process, at random to ensure broad participation across the market, or when reporting discrepancies or other red flags are identified.
